Payment Methods

Pay with Credit/Debit Card

The available credit card options are listed above. The credit card companies listed are the most commonly used on this website. Do not worry if your credit card company is not listed; we encourage you to go ahead and make the purchase.

Please note that xTool does not collect your credit/debit card number or personal information when you make a payment. For questions regarding your transactions on our site, please consult your card-issuing bank for information.

Pay with Paypal

PayPal is also available on ca.xtool.com. If you're used to using PayPal to shop online, this is a great option for you!

Pay with Affirm

You can also finance your xTool with low monthly payments, we've partnered with the most customer-friendly financing partner around: Affirm. This option is especially popular for customers who will be selling some of what they print, because it allows them to use their xTool to pay for itself!

Monthly payments are available for CA customers ordering products that are not backordered. To see if Affirm determines that you are eligible:

• Go to ca.xtool.com and choose what you'd like to purchase. If you include an item in your purchase that is backordered, monthly payments will not be available.
• Enter your name and address.
• Choose "Buy with Affirm".

Your monthly payments are set by Affirm. They determine the payment based on the amount of your purchase, as well as the length of the loan. APR rates from 0-32% APR. Once you see the payments, you'll have the option to complete your purchase.

You learn more about Affirm, including their contact information, at https://www.affirm.com/en-ca/.

Pay with Afterpay

Afterpay lets you split purchases into four interest-free payments, making budgeting easier with no added fees for timely payments. It provides you with a straightforward and effective way to shop and manage your money.

Installment payments are available for CA customers ordering products that are not backordered. To see if Afterpay determines that you are eligible:

• Go to ca.xtool.com and choose what you'd like to purchase. If you include an item in your purchase that is backordered,installment payment will not be available.
• Enter your name and address.
• Choose "Buy with Afterpay".

Afterpay allows you to choose how you pay: in 4 installments over 6 weeks or with flexible monthly installments over 6-12 months. Discover the flexibility of installment payment options today and enjoy the convenience it brings to your shopping experience!

You learn more about Afterpay, including their contact information, at https://www.afterpay.com/en-ca.

Pay with Gift Card & Installment Payment

Payment When facing a purchase that surpasses your credit card or installment payment limit, we recommend a flexible solution: combining gift cards with an installment payment plan. Start by purchasing gift cards here, with a strategic approach to maximize your payment options. At checkout, you can apply up to five gift cards, so it's advisable to select gift cards with the highest available denominations. After applying these gift cards to reduce the total purchase amount, you can then cover the remaining balance through an installment payment method. This approach allows you to manage larger purchases more effectively by breaking down the total cost and utilizing multiple payment strategies.

Pay with Coupon Code

You can apply coupons to your order at checkout. Once you've entered your coupon code, click “apply” and the discount will automatically adjust your order total. Please note that if you do not click "apply” before continue checkout, your order total will not reflect coupon.

You may still check out even without a PayPal account. To do so, please click on "Pay with Debit/Credit Card" and you’ll be redirected to a secure page where you can enter your credit card information.

Notes:

• Please make sure that you enter the coupon code exactly as you received it, with no space before, within, or after it. To avoid errors, we recommend you to copy/paste the promotional code you received.
• Coupons cannot be combined. You can only use one coupon code per order.
• Coupons are subject to offer terms. This does exclude some items on our website which are not eligible for coupon discounts.